http://budgetfreak.com/2007/03/09/free-credit-report-and-capital-one-worries/ An Adventure in Saving Money Tue, 09 Mar 2010 23:29:05 -0800 http://wordpress.org/?v=2.8.4 hourly 1 http://budgetfreak.com/2007/03/09/free-credit-report-and-capital-one-worries/comment-page-1/#comment-205 ml Sun, 25 Mar 2007 15:33:18 +0000 http://budgetfreak.com/2007/03/09/free-credit-report-and-capital-one-worries/#comment-205 Hi, Capital One doesn't put your credit limit thereby not letting the computers calculate what % of debt you currently have on your cards. One factor that KILLS your scores is having a high balance compared to your credit limit; and since Cap One doesn't give the limit, the stats use your balance.....see how that KILLS your "Balance/Ratio Limit" factor? That's why Cap One does that....I read that on CreditFactor.com---ONE of the FEW places you'll REALLY learn about scoring and the CRAs! ml Hi, Capital One doesn’t put your credit limit thereby not letting the computers calculate what % of debt you currently have on your cards. One factor that KILLS your scores is having a high balance compared to your credit limit; and since Cap One doesn’t give the limit, the stats use your balance…..see how that KILLS your “Balance/Ratio Limit” factor? That’s why Cap One does that….I read that on CreditFactor.com—ONE of the FEW places you’ll REALLY learn about scoring and the CRAs! ml

]]> http://budgetfreak.com/2007/03/09/free-credit-report-and-capital-one-worries/comment-page-1/#comment-91 Golbguru Fri, 09 Mar 2007 20:18:08 +0000 http://budgetfreak.com/2007/03/09/free-credit-report-and-capital-one-worries/#comment-91 Thanks for the mention about FICO scores. Thanks for the mention about FICO scores.

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