Looking Into the Future
I started to run my final numbers on February last night. I definitely spent more in February that I did in January, mostly due to a $1,000 payment on my car loan. I’ll post final numbers as soon as I gather everything. Looking at my budget got me thinking a couple months ahead. April is going to be an expensive month for me. Just off the top of my head, I have the following big expenses:
Car Registration – $255
30,000 Mile Car Service – ~$300
Car Insurance – ~$2,000
Total – ~$2,500
To compare, my expenses in January were only $1,500. It sort of blows my budget for the month, but I planned these expenses in my year long budget. But still, it’s never fun to look at a $2,500 bill. They’re all car related, too. 
Side Note: The car insurance will hopefully be less than $2,000. When I was living at home last year, my premiums were $1,500, but when I moved out on my own, it jumped to $2,3000!! I only moved 25 miles, but it increased my premiums nearly 50%! When they sent me the bill for the extra money, I had to call them because I thought they had made a mistake. They told me the location was the only reason (I moved from upper-middle class suburbs to the Valley). Needless to say, I was ticked. I’ll see what my carrier (Auto Club) will do in terms of discounts, but most likely, I’ll be shopping around for new auto insurance. I think I’ll also lower my coverage a bit so save a little more. Any suggestions??
Still, even if I can get my insurance down, I’m still looking at around $2,000 car expenses, on top of my other monthly expenses. Looks like my tax refund is coming just in time.
Posted on Thursday, March 1, 2007 @ 9:45 am by BudgetFreak
Filed Under: Budget , Expenses
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on 01 Mar 2007 at 11:09 am 1.Melissa said …
I definately appreciate Mercury Ins. Check them. There’s a lot of little subsidiary offices that are great because it’s more personable than calling a generic 800 number.
on 01 Mar 2007 at 11:12 am 2.BudgetFreak said …
I’ve heard good things about Mercury. They’re definitely on my list to get a quote from.
on 01 Mar 2007 at 9:05 pm 3.Budget Boy’s Girlfriend said …
Since you have the discover gas cad will you get cash back on your 30,000 mile car service, and dose car insurance and registration count as something you can get cash back on because it is car related?
on 02 Mar 2007 at 10:30 am 4.BudgetFreak said …
I’ll get 5% cash back on the car maintenance, but unfortunately, only the standard 1% or so on the registration and insurance.
on 02 Apr 2007 at 3:34 pm 5.March 2007 Expenses » Budget Freak said …
[...] the auto repair category is abnormally high. My truck just had it’s 30,000 mile service. I knew it was coming, however, so I was prepared for it. Thirdly, the grocery and the household expenses are both higher [...]