Comments on: Credit Limit Increase and Interest Rate Decrease http://budgetfreak.com/2007/02/26/credit-limit-increase-and-interest-rate-decrease/ An Adventure in Saving Money Fri, 19 Mar 2010 07:33:47 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: BudgetFreak http://budgetfreak.com/2007/02/26/credit-limit-increase-and-interest-rate-decrease/comment-page-1/#comment-19 BudgetFreak Tue, 27 Feb 2007 20:55:29 +0000 http://budgetfreak.com/2007/02/26/credit-limit-increase-and-interest-rate-decrease/#comment-19 Yeah, Capital One sucks. Awesome job on the rate decrease! 10% decrease is impressive! Another tip: When you're on the phone with your credit card company, it's a good idea to mention other credit card offers you've recieved. Credit cards try to compete for your money, so if you currently have a 18% APR, and mention so and so are offering a 9% APR (for example), your credit company has more incentive to act. Yeah, Capital One sucks. Awesome job on the rate decrease! 10% decrease is impressive!

Another tip: When you’re on the phone with your credit card company, it’s a good idea to mention other credit card offers you’ve recieved. Credit cards try to compete for your money, so if you currently have a 18% APR, and mention so and so are offering a 9% APR (for example), your credit company has more incentive to act.

]]> By: Melissa http://budgetfreak.com/2007/02/26/credit-limit-increase-and-interest-rate-decrease/comment-page-1/#comment-18 Melissa Tue, 27 Feb 2007 20:02:57 +0000 http://budgetfreak.com/2007/02/26/credit-limit-increase-and-interest-rate-decrease/#comment-18 I hate capital one. But I do have a providian card. I talked them from having me at an 18% interest rate down to 8% base but usually it's around 9%-10%. Not bad! Just have to be stern!! I hate capital one. But I do have a providian card. I talked them from having me at an 18% interest rate down to 8% base but usually it’s around 9%-10%. Not bad!

Just have to be stern!!

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